Employee Benefits


Employee Benefits are a major factor in a job seeker’s decision about whether or not to accept an offer of employment, according to research reported on by Glassdoor, Monster and the Harvard Business Review.

Leap | Carpenter | Kemps Insurance Agency can help your company provide a competitive, attractive benefits package without breaking the bank. We have the region’s largest and most experienced team of Employee Benefits professionals as well as access to plans from all the leading providers, including some that are exclusive to Leap | Carpenter | Kemps Insurance Agency.

From the “basics” like health, life and disability insurance, to more “creative” offerings like 401(k) plans, FSAs, HRAs and HSAs, we can demystify the options and design a benefits package to keep your company competitive.


Our Employee Benefits Include:

  • 401(k) Retirement Plans

  • Captive

  • Flexible Spending Accounts (FSA)

  • Group Dental Insurance

  • Group Disability Insurance

  • Group Health Insurance

  • Group Life Insurance

  • Group Long-Term Care (LTC) Insurance

  • Group Vision Insurance

  • Health Reimbursement Arrangement

  • Health Savings Accounts (HSA)

  • Partial Self-Funded

  • Self-funded

Recruit & Retain

Research shows that employees and potential employees repeatedly rank health/dental/vision insurance, retirement plans and life insurance in the top five benefits they value the most.

With those incentives driving candidates’ decisions about where to work, and employees’ decisions about whether to remain with your company, can you afford not to provide them?

Let’s face it: Even though employees are your most valuable asset, the cost of providing Employee Benefits is substantial. After salaries and wages, benefits are often the most expensive business cost companies face.

With our buying power and long-term relationships with leading Benefits and Insurance providers, we can negotiate the best terms on your behalf. And we can show you how benefits such as Flexible Spending Accounts and Health Reimbursement Arrangements deliver tax benefits to employers and employees alike.

At the end of the day, you don’t have to be an expert in Employee Benefits because we are your trusted insurance professionals. Leap/Carpenter/Kemps has been helping companies manage Employee Benefits for decades.

After we find the right programs for you at the best price, we’ll stay on top of your policies and benefits throughout the year to make sure you continually receive the best coverage possible.

We offer the following Employee Benefits. Click on one to learn more about it, or contact us today if you have questions or want to get started.

Office meeting at a table

Get a Free Employee Benefits Quote