Helping you protect
what matters most,
in business and in life.

Commercial Insurance
Explore Solutions
Employee Benefits
Explore Solutions
Life Insurance
Explore Solutions
Personal Insurance
Explore Solutions

Grow your business and protect your family with award-winning support and decades of experience and expertise by your side.

California residents and businesses are faced with unique and everchanging risks and exposures. Our team of insurance experts has decades of experience developing comprehensive insurance and risk management programs that protect our client's interests.


Years Advising


California Businesses
Currently Insured



While we’ve helped businesses in a variety of industries with tailored insurance and risk management solutions, we’ve developed a deep understanding of three key industries.



From crop perils to water shortages, we understand the unique challenges California agribusiness face, and we've got your back.


You build and improve our communities for us and future generations. Let us help protect you, your employees, and your business.


Delays, data breaches, and quality issues are all prevalent challenges for California manufacturers. Let us help manage your risk.

Let us help you and your business be prepared for the unexpected and keep you informed of all of the changes happening in your industry.

Schedule A Free Consultation

Download our free guide to learn the specific steps you can take to improve workplace safety and reduce potential workers’ compensation claims.

Download Now

Our Process

1. Risk Assessment
2. Develop a
Tailored Solution
3. Assess Markets
4. Review & Recommend Coverage
5. Continually
Review & Advise
Shield - Your Business Icon
Our Process
Shield - Your Business Icon

Risk Assessment

Develop a Tailored Solution

Assess Markets

Review & Recommend Coverage

Continually Review & Advise

We Put Our Customers and Community First

We are an independent agency working with hundreds of financially stable, trusted insurance companies. That means our commitment is to you, not to any particular insurer.

Our Story


Star Star Star Star Star

Donna Nichols, their health/life rep, is amazing! She has been in the business for a long time and is a lovely, honest person. If you need help choosing health or life insurance (your your self or...
Ashley C.
Hilmar, CA,
Star Star Star Star Star

Leap, Carpenter, Kemps is the place to get insurance. They have handled my personal and business insurance for years. Their outstanding customer service and competitive pricing keeps me renewing with...
Ric K.
Merced, CA,
Star Star Star Star Star

Great people. Honest and nice to work with.
Bob L.
Gresham, OR,
Star Star Star Star Star

Excellent customer service by Account manager Dawn Marquez! Thanks Dawn!
John Chetcuti 
Star Star Star Star Star

Susan Cozzitorto was extremely helpful, timely and easy to work with. Thank you so much for helping us with our insurance needs, Susan! I would definitely recommend this company!
Cari Aldrich Bigler
Roseburg, Oregon,
Star Star Star Star Star

This is one insurance agent that I can truly say earns my trust. Over the years I had to change agents every couple of years as they typically started increasing prices because they thought I...
Glenn Kangiser
Star Star Star Star Star

Their commitment to their clients to give the best service possible.
Jane Myers Frago
Star Star Star Star Star

I certainly appreciated the personalized attention that is hard to find these days. Donna has always gone out of her way to make sure that we had all of the information we needed to make...
Maureen Flanders
Star Star Star Star Star

I have been with my business insurance agent Melinda Leathers since 2005. She is dependable and very personal. If i ever have any questions or concerns Melinda has always got right back with me. I...
Julia Ford
Star Star Star Star Star

Great service, very responsive to our refi company that that needed to get a hold of them to verify insurance. I would recommend leap Carpenter camps for the insurance on a mortgage but also get your...
Greg R.
Star Star Star Star Star

They have an excellent customer service, especially Carmen Campo.
Isidro Hernandez

Insurance Insights

The Definitive Guide to
Group Captive Insurance

Do you pay over $150,000 for your workers' compensation, general liability, and business auto insurance premiums every year?

We may be able to help
you cut that in half.

Learn More

Want to receive insurance insights tailored to you?

We work hard to be the most helpful insurance agency possible. In addition to providing personalized service, we share the latest insurance insights with
you through our blog.

Need Immediate Assistance?

Call 209-384-0727.

Otherwise, schedule a free consultation