About Us

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STRONG ROOTS

Ed Leap founded the company in 1947 as a well-respected and decorated World War II veteran. Many of the relationships and values that he established are still intact today, passed down from family member to family member.
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STEADY GROWTH

Today, LCK continues the tradition of customer service and integrity that was established by Ed Leap over a half century ago with the addition of Bob Carpenter and Mike Kemps. Their dedication has allowed LCK to flourish.
 Our Team
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PERSONAL SERVICE

Ask our long-time customers what makes us special; it’s the personal relationship that customers have with our staff. We understand finding the right coverages involves taking the time to know you and your unique circumstances.
READ OUR REVIEWS
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COMMUNITY INVOLVEMENT

We understand that our business is only as strong as the communities we serve. We consciously recruit individuals who want to give back to their communities, and we actively support our employees who volunteer.
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INDEPENDENT ADVANTAGE

We do not work for an insurance company; we work for you. We represent a carefully selected group of financially strong, reputable insurance companies, so we can offer you the best coverage at the most competitive price.
SEE OUR CARRIERS
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EXPERIENCE THE DIFFERENCE

If you are not currently our customer, we invite you to talk to one of your many neighbors who are to see if you'd like to change the way that you buy insurance. Give us a call, or use the form below to get in touch.
SEE HOW MUCH YOU CAN SAVE

WHAT IS AN INDEPENDENT INSURANCE AGENCY?

Securing insurance coverage for yourself or your business is not as simple as choosing a home appliance or office furniture. First, you have to figure out what coverage best suits your needs. Then, you have to figure out who to buy from to get the right products at the best price. Factor in the large number of insurance companies seeking your business and the countless ways to mix and match different policies, and it can quickly become an overwhelming and stressful situation.

Now the good news. You don’t have to do any of that.

Just as you rely on the doctor to diagnose and treat your personal healthcare needs, you can rely on Leap/Carpenter/Kemps to determine what insurance you need, and then shop for that insurance on your behalf, saving you a lot of time and headache.

We are not an insurance company offering a limited set of options. We are an independent agency working with hundreds of financially stable, trusted insurance companies. That means our commitment is to you, not to any particular insurer. It also means we can look at a broad variety of options when tailoring the very best package for you.

We also work for you year-round, not just at renewal time. As your family or business grows or changes, we’ll adjust your insurance coverage to reflect your new situation.

Contact us today and let our independent agents get to work for you!

Click below to learn more about the different types of insurance we offer:

PERSONAL
BUSINESS
LIFE & HEALTH
EMPLOYEE BENEFITS

OUR AWARDS & ASSOCIATIONS

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WHAT EVERYONE IS SAYING

5 Stars
“Leap, Carpenter, Kemps is the place to get insurance. They have handled my personal and business insurance for years. Their outstanding customer service and competitive pricing keeps me renewing with them.”

Ric K. - Merced, CA

5 Stars
“Donna Nichols, their health/life rep, is amazing! She has been in the business for a long time and is a lovely, honest person. If you need help choosing health or life insurance (your your self or business), she's the best!”

Ashley C. - Hilmar, CA

5 Stars
“I certainly appreciated the personalized attention that is hard to find these days. Donna has always gone out of her way to make sure that we had all of the information we needed to make educated and informed decisions. Thank you!”

Maureen Flanders - Ripon, CA

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