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Commercial Insurance

Securing the appropriate Business Insurance needs to be at the top of your business planning agenda. Even if you haven’t had a claim in recent history, you know it’s not a question of if but when. Mistakes will happen because employees are human. Even if your operations are flawless, a disgruntled customer, client, employee, vendor or investor will eventually claim you harmed them by falling short in terms of product, service or quality of advice. Lawsuits can quickly run into six figures in legal fees, never mind damages you might have to pay. But it’s not just about lawsuits. Let’s not forget cybercrime, natural disasters, theft, vandalism, and everyday damage and loss.

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Who We Are

Securing insurance coverage for yourself or your business is not as simple as choosing a home appliance or office furniture. First, you have to figure out what coverage best suits your needs. Then, you have to figure out whom to buy from to get the right products at the best price. Factor in a large number of insurance companies seeking your business and the countless ways to mix and match different policies, and it can quickly become an overwhelming and stressful situation. We are not an insurance company offering a limited set of options. We are an independent agency working with hundreds of financially stable, trusted insurance companies. That means our commitment is to you, not to any particular insurer. It also means we can look at a broad variety of options when tailoring the very best package for you.

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Employee Benefits

Employee Benefits are a major factor in a job seeker’s decision about whether or not to accept an offer of employment, according to research reported on by Glassdoor, Monster and the Harvard Business Review.

Leap | Carpenter | Kemps Insurance Agency can help your company provide a competitive, attractive benefits package without breaking the bank. We have the region’s largest and most experienced team of Employee Benefits professionals as well as access to plans from all the leading providers, including some that are exclusive to Leap | Carpenter | Kemps Insurance Agency.

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Personal Insurance

Everyone knows Home Insurance and Auto Insurance are essential. But there’s more to protecting yourself from a financial loss than covering the basics. A lot of your valuable time and hard-earned money goes into things you love — a boat, vacations, art, a collection of stamps or coins — which also deserve protection.

After family, the roof over your head and the wheels that get you where you’re going are among the more important possessions in your life. Because of this, flood and earthquake insurance shouldn’t be viewed as optional — today’s climate is fraught with natural disasters. Let us help you be protected from loss when Mother Nature strikes. Of course, you want to protect them and get repairs if they are damaged or harmed.

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Schedule Your Free Insurance
Review & Risk Assessment

Finding the right insurance coverage can be challenging and often is an overwhelming process. We at LCK are here to guide you through this process every step of the way, and since our commitment is to you and not one specific insurance company, we will always find you the best coverage for your budget. Don’t hesitate to reach out and schedule your free insurance review and risk assessment with one of our experts today. Let us worry about finding you the best coverage so you can focus on what really matters.