In compliance with the Gramm-Leach-Bliley Act (GLBA) and California law, we are providing you with this document, which notifies you of the privacy policies and practices of Leap | Carpenter | Kemps Insurance Agency. Our Company recognizes that the foundation of our business is the trust and confidence of our policyholders. In order to provide you the most effective and beneficial service, we must maintain information about you. Keeping policyholder information secure and private is important to us. This notice is provided to you so that you may know how we collect information about you, the type of information we collect, what we may disclose to our affiliates and nonaffiliated third parties, and the steps we take to protect your personal information.
First, we must collect a certain amount of your personal information in order to provide your insurance, customer service, offer new products or services, evaluate benefits and claims, administer our products, and fulfill legal and regulatory requirements. Therefore, we must obtain certain nonpublic personal information about you. This information includes:
We do not disclose information about you to third parties whose only use of the information is to market a product or service. However, in the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described below:
Our practices regarding information confidentiality and security with respect to the information we collect about you:
In connection with the potential sale or transfer of its interests, Leap | Carpenter | Kemps Insurance Agency, and its affiliates (if any), reserve the right to sell or transfer your information (including but not limited to your name, address, age, sex, zip code, state and country of residency, and other information that you provide through other communications) to a third party entity that concentrates its business in a similar practice, product or service; agrees to be Leap | Carpenter | Kemps Insurance Agency’ successor in interest with regard to the maintenance and protection of the information collected; and agrees to the obligations of this privacy statement.
You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or types of institutions to whom we have disclosed such information within two years prior to your request. Your right includes the right to view such information and obtain a copy of it. Your right also includes the right to request corrections, amendments or deletions of any information that is in our possession by contacting us at the following address:
Leap | Carpenter | Kemps Insurance Agency Attention:
1512 Merced, CA 95341
If we change our privacy practices, we will provide you notice of all material changes. This privacy notice supercedes all previous notices with respect to matters described herein.
No action is required by you. You do not need to do anything as a result of this notice. It is meant to inform you of how we safeguard your nonpublic personal information. You may wish to file this notice with your insurance papers.
Your trust and confidence is important to us and we strive to maintain your continued trust.
If you have any questions concerning this notice, please call our Operations Manager at (209) 384-0727.
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.
We are required by law to maintain the privacy of your personal health information and to provide you with this notice of our privacy practices and legal duties. We are required to abide by the terms of this notice. We reserve the right to change the terms of this notice and to make any new provisions effective to all of the personal health information that we maintain about you. If we revise this notice, we will provide you with a revised notice by mail.
You have a right to know how we may use or disclose your personal health information. This notice informs you of those uses and disclosures. There are certain uses and disclosures of your personal health information that we are permitted or required to make by law without your permission. For all other uses and disclosures, we first must obtain your permission. In addition, you have the following rights:
We collect the following categories of information about you from the following sources:
You may complain either directly to us or to the Secretary of Health and Human Services if you believe that your rights with respect to our protection of your health information have been violated. To file a complaint with us, you may submit a letter in writing that includes as many details as possible including any names and dates to assist with investigating your complaint. You will not be retaliated against in any way for filing a complaint.
David Cribb, Privacy Officer
Leap | Carpenter | Kemps Insurance Agency
3187 Collins Dr.
Merced, CA 95348
(209) 384-0727, ext. 311
You are a highly valued customer, and our firm takes pride in the services we provide to you.
Acting as an independent insurance agent or as an insurance broker, we are able to offer you professional service and competitive prices because we can access insurance coverage, in most cases, from more than one insurance company.
Our compensation is based on ONE of the following:
Our firm may also be eligible, and in some cases, is eligible, for various forms of incentive compensation, including contingent commissions and other awards and bonuses, from the insurer. Incentive compensation is based upon a variety of factors that may include the level of premium written, retention, growth, overall profitability, or other performance measures established by the insurers with whom we do business.
Our firm will attempt to obtain one or more quotes for insurance coverage suitable for the needs and preferences you have communicated to us, and will provide you with the quotes we obtain that we believe suit your needs. Please remember, however, that you are ultimately responsible for determining what coverages you need for your protection, the amount of insurance you need and other issues.
We are happy to provide you with additional details about our services, our relationship with your insurance company or our compensation.
Our agency is grateful to have you as a customer, and we welcome any suggestions you have to assist us in serving you better. We appreciate your business.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
CA License Number 0646081 | Licensed to do business in California, Arizona, Hawaii, Idaho, Montana, Nevada, North Carolina, Oklahoma, Oregon, Virginia, West Virginia and Washington.
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Toll Free: (800) 221-0864
Fax: (209) 384-0401