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By John Lightfoot | Feb 25, 2021

The Top 4 Benefits of Group Captive Insurance

While the many benefits of a group captive insurance program can be summed up by cost and control, here's a more detailed look at the key benefits.

By Matthew Banchero | Feb 18, 2021

Direct Writer or Insurance Broker — Who Should You Work With?

Both direct writers and independent insurance brokers can connect you with the insurance you need. Which is best depends on several factors.

By John Lightfoot | Jan 27, 2021

How Group Captive Insurance Programs Work

Here’s what you need to know in order to understand how a group captive insurance company operates and help evaluate if joining one is right for your busin...

By Melissa Matzenbacher-Galan | Jan 12, 2021

How to Protect Your Investments

There is no one-size-fits-all plan for protecting your investments. The key is to take steps tailored to what you’ve placed your money in.

By Kim Solis | Dec 29, 2020

How California Small Businesses Can Manage COVID-19

Many small business owners aren’t sure what to do next in regard to COVID-19. Fortunately, there are resources available to help them stay afloat and prote...

By John Lightfoot | Dec 14, 2020

What is Group Captive Insurance?

A group captive is an insurance company formed by its members to benefit its members by influencing business insurance costs. Find out if it's right for yo...

By Pedro Ponce | Dec 3, 2020

Top Seven Workers' Compensation Claim Questions Answered

As a California business owner, you need to be prepared for filing workers’ comp claims. Here is what you need to know.

By Shawn Dwyer | Nov 13, 2020

7 Ways to Improve Your Construction Company’s Safety

As a California construction company, safety is key. But how can you make your job sites as safe as possible? By focusing on a few key elements.

By Matthew Banchero | Jul 22, 2020

Is Your Insurance Agent Earning Your Business?

Protecting your company requires the right insurance coverage. If your insurance agent isn’t earning your business, your policies might fall short of what ...

By Pedro Ponce | Jun 17, 2020

What is Difference in Conditions (DIC) Coverage? And Why it Matters.

In California, difference in conditions coverage can be critical for businesses. Here is what you need to know about these policies.

By Melissa Matzenbacher-Galan | May 26, 2020

A Guide to Landlord and Property Manager Insurance

If you're a landlord or property manager, then it's vital you're aware of all the risks you face as well as how to protect yourself against them.

By Pedro Ponce | May 11, 2020

Self-Audit: How to Tell if Your Business Needs Cyber Insurance

Cybersecurity should be a significant concern for any company that collects data. Here’s how to tell if your business needs this type of insurance.

By Melissa Matzenbacher-Galan | Jul 7, 2019

How to Prepare Your Family & Home for an Earthquake

Earthquakes strike without warning. Knowing how to prepare--and what to do--when (not if) an earthquake strikes is essential for your family's safety.

By Donna Nichols | Jul 2, 2019

Why You Should Start Using Teladoc Today

Teladoc is a modern tool that allows you to get 24/7/365 access to healthcare professionals, and here we answer your most common questions about using it.

By Melissa Matzenbacher-Galan | Jun 30, 2019

How to Ensure Your Fourth of July is a Fun, Safe and Enjoyable Holiday

With all the celebrating, it can be easy to let the holiday get away from us. Check out these tips to keep things safe & enjoyable for you and your family.

By Kim Solis | Jun 21, 2019

Physical Activity Can Affect Healthcare Premiums

Employers want to keep the escalating healthcare premiums down, and employees are looking for healthcare options. Physical activity has health benefits.

By Leap | Carpenter | Kemps Insurance Agency | Apr 8, 2019

Employee Benefits Plans Aren't One Size Fits All

Find out how your business can offer employee benefits that your workers need and want that is reflective of today's diverse workforce.

By Leap | Carpenter | Kemps Insurance Agency | Jan 22, 2019

What Causes Your Insurance Premiums To Go Up?

A number of factors contribute to your insurance premium prices. Here we'll discuss those factors & share a few tips that might help you lower your costs.

By Leap | Carpenter | Kemps Insurance Agency | Jan 8, 2019

Avoid These Insurance Mistakes In 2019

Falling victim to the most common insurance mistakes? If you are, then you may have the wrong coverage or be paying too much for your personal insurance.

By Leap | Carpenter | Kemps Insurance Agency | Dec 31, 2018

2019 Personal Insurance Resolutions

It's the perfect time to add “insurance fit” to your New Year's resolution. Find out how you can become “insurance fit” with this helpful checklist.

By Leap | Carpenter | Kemps Insurance Agency | Dec 13, 2018

How To Avoid Common Holiday Home Insurance Claims

Even though insurance offers protection, do you really want to deal with damage, injury or loss on top of everything else happening around the holidays?

By Leap | Carpenter | Kemps Insurance Agency | Nov 26, 2018

Include a Personal Insurance Review in Your Fall Cleaning

Have you reviewed your personal insurance policies this year? An annual review helps ensure that you are adequately covered and paying a competitive price.

By Leap | Carpenter | Kemps Insurance Agency | Nov 13, 2018

Great Home Insurance Ideas

Are your house and personal belongings protected if a disaster strikes? Learn how a homeowner's insurance policy can keep you and your home safe.

By Leap | Carpenter | Kemps Insurance Agency | Oct 22, 2018

Personal Insurance Hot Topics

Here is the latest information and updates on some of the hot topics relating to your personal insurance needs and interests.

By Leap | Carpenter | Kemps Insurance Agency | Jun 28, 2018

Even Small Businesses Have the Budget for Employee Health Care

Truth is even the smallest businesses and budgets can still find affordable employee health care, and we’ll show you exactly how you can do it.

By Leap | Carpenter | Kemps Insurance Agency | Feb 9, 2018

Why Wellness Works

Employee wellness programs can offer many advantages including promoting health and an excellent tool in keeping top talent at your business.

By Leap | Carpenter | Kemps Insurance Agency | Nov 5, 2017

2014 Medicare Prescription Drug Open Enrollment

The time to enroll or make changes to your Medicare plans runs from Oct. 15 through Dec. 7th and changes become effective on Jan. 1 2014.

By Leap | Carpenter | Kemps Insurance Agency | Nov 5, 2017

California Life Insurance Is Not Just For Families

Californian families and singles alike need Life Insurance for the benefits and security it provides, including funeral expenses and debt coverage.

By Leap | Carpenter | Kemps Insurance Agency | Nov 5, 2017

Disability Insurance Offers Help When You Need It Most

If you and your family depend on your salary for financial support, you need short and long term disability income insurance.

By Leap | Carpenter | Kemps Insurance Agency | Nov 5, 2017

How the Election May Impact Your Health Insurance

The 2016 presidential election may impact your health insurance. UnitedHealth will review their California market to determine future participation.

By Leap | Carpenter | Kemps Insurance Agency | Nov 5, 2017

How to Get the Best Rates on California Life Insurance

Find out what Life Insurance companies consider when you're shopping for a new policy, and learn what you can do to get the best rate.

By Leap | Carpenter | Kemps Insurance Agency | Nov 4, 2017

Questions About Health Care Reform

The Patient Protection and Affordable Care Act has raised questions about who is required to have coverage and the penalties for not complying. Learn more.

By Leap | Carpenter | Kemps Insurance Agency | Nov 4, 2017

Most People in California Don't Have Enough Life Insurance

Most people in California don't have enough life insurance. Here are four reasons why you might want to increase your life insurance policy.

By Leap | Carpenter | Kemps Insurance Agency | Nov 4, 2017

What's Trending in California Healthcare?

What's trending in California's healthcare? We're well into 2015 and there are some health insurance items which business owners need to be aware of.

By Leap | Carpenter | Kemps Insurance Agency | Nov 3, 2017

Reasons to Consider California Disability Insurance

Over 35? There's a 50% chance of becoming disabled for months. Individual Disability Income Protection is a must for business owners and executives.

By Leap | Carpenter | Kemps Insurance Agency | Apr 7, 2016

How to Educate Employees About Healthcare Insurance

Comprehensive healthcare insurance can be a great way to retain & attract employees, but educating your team about healthcare insurance is also important.

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