Liability risks can be a threat to your business, ...
OSHA was designed to ensure safe working conditions for employees, yet the agency sometimes gets a bad rap among employers. In keeping workers safe, OSHA also protects businesses from liability insurance claims and OSHA complaints.
OSHA stands for the Occupational Safety and Health Administration (OSHA). It is a federal agency that is part of the U.S. Department of Labor. The agency is charged with ensuring employees’ rights and protections.
Each fiscal year, OSHA puts out a list of the top 10 OSHA violations to help inform businesses about potential safety hazards in their workplaces. It is worthwhile to review the list annually to ensure safe working conditions at your business.
Every year, OSHA issues thousands of safety violations to companies across the country. Contrary to rumors, OSHA does not have the authority to permanently shut down a business. Nonetheless, they do have the authority to issue safety violations as well as severe penalties and stiff fines.
One safety hazard can cost a business many thousands of dollars in penalties, and multiple fines can add up to a significant sum of money.
To give you an idea of how OSHA issues violations, they categorize violations in one of the following ways:
OSHA fines are $14,502 per violation, and employers may be issued more than one violation during a site visit. The fine for failing to abate a safety violation is $14,502 per day, and the fine for violations of repeated or willful violations is $145,027.
Businesses can learn much about workplace safety by reviewing common violations at other companies and working to prevent accidents and injuries.
OSHA’s fiscal year 2022 ran from October 1, 2021, to September 30, 2022, and the following 10 OSHA violations were the top violations in 2022. We are listing them along with the number of violations in that category and OSHA’s requirements.
By becoming familiar with the common types of accidents around the country, businesses can take steps to prevent the same or similar mishaps in the workplace.
The OSHA guidelines and regulations are accessible and clear. Employers have a responsibility to become familiar with them and comply without exception.
The following tips will help employers remain in compliance with OSHA standards:
Beyond having to pay large sums for OSHA violations, businesses may find their insurance premiums will go up. Insurance companies assign an experience modifier based on how much the company paid out for workers’ injuries and the risk of future losses. An insurance company then compares a company’s experience modifier to the average claims of other businesses in the same industry that are in the same state.
Injuries that happen on a job site can be very serious or even cause death. Accidents can cause large workers’ compensation claims, OSHA complaints, and huge fines. When an injured worker cannot come to work, the employer is left trying to find a replacement or manage without them. A serious injury also negatively impacts the worker’s income and family life. There is a lot at stake when employers fail to make safety considerations a priority.
To learn more about how to remain OSHA compliant and protect your small business with commercial insurance, contact one of the experts at Leap Carpenter Kemps Insurance Agency.
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