If you only hear from your insurance agent at annu...
Organizations lose an average of 5% of their annual revenues to employee fraud. The Association of Certified Fraud Examiners (ACFE) published a recent report in which they found that the average fraud loss to medium and small businesses was over $55,000 per loss. The US Chamber of Commerce states that 10% of business bankruptcies are a result of employee theft.
We think every business needs crime coverage. The costs are very competitive and can be included within your business insurance program. A business owner purchases such a bond to protect himself, or his business, against fraudulent activities by an employee. Many business owners do not consider it a necessity, but with employee theft, cyber-crimes, and other criminal activity on the rise, the chance of having a loss has increased dramatically.
Crime coverage guarantees that the insurance company will pay the insured business for money or other property lost because of dishonest acts of its employees, either named or by positions.
While many business owners have implemented solid internal controls, there’s always the possibility that those controls will be breached by employees or outside third parties. Commercial crime insurance provides the fail-safe your business needs against these risks
Without a doubt, this is a tough market. And when times are tough, you need the best. You need Leap / Carpenter / Kemps Insurance Agency. As Merced County’s largest locally owned agency, Leap / Carpenter / Kemps has access to policies that other agencies just can’t write.
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Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
CA License Number 0646081 | Licensed to do business in California, Arizona, Hawaii, Idaho, Montana, Nevada, North Carolina, Oklahoma, Oregon, Virginia, West Virginia and Washington.
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Merced Office
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Additional Contacts
Toll Free: (800) 221-0864
Fax: (209) 384-0401