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If you're like most people, discussing insurance makes your eyes glaze over. And now we're about to mix insurance with the dictionary? We get it, but hear us out.
When it comes to safeguarding your business, knowledge is power. To select the right products for your risk management strategy — a risk management strategy that includes (or should include) insurance to limit your financial exposure — you need to know right side up from upside down.
Knowing which side up starts with basic knowledge of key insurance terms that will come up over-and-over again as you select your insurance coverage. Then, when, not if, disaster strikes, you can make use of that coverage.
In this article, we’ll walk you through key business insurance terms you need to know, as well as definitions for the most common types of insurance that you’ll routinely hear about.
The insurance industry—like all industries—uses a set of terminology to describe its products and how people and companies use or interact with those products. To fully understand conversations about insurance, you should know the following terms:
You may have heard about some of these before, but here’s a quick-and-dirty overview of the most common types of business insurance that anyone in business should be aware of:
Understanding the basics of business insurance jargon is a critical step in making sure you have the knowledge base to seek out the right coverage to protect your business and employees. You’ve worked hard to grow your company, and we’re here to help ensure you have everything you need to safeguard your company’s future.
Contact one of our knowledgeable agents today to learn more.
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Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
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Merced Office
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Additional Contacts
Toll Free: (800) 221-0864
Fax: (209) 384-0401