Why Life Insurance is a Good Bet

A Life Insurance Update

old people sitting on bench.jpgLife insurance rates are as low as they have been in years.  The process of getting a life insurance quote has never been easier, and most people do not have enough life insurance.  These are great reasons to consider a life insurance quote today.

Life insurance can help you and your family when you need it the most.  Have you ever considered what may happen if your family lost all or even some of your income?  Life insurance rates are affordable and can offer you and your family tremendous peace of mind.

Life insurance is an insurance policy that pays a specific amount upon the death of the insured.  Term life policies are the most common and the most affordable types of life insurance.  There are other kinds of life insurance products to select from depending on your individual needs.

The Most Common Kinds of Life Insurance

  1. Term Life
  2. Universal Life
  3. Whole Life

What Are the Benefits of Life Insurance?

  • Life insurance can provide long-term income in the event of the loss of the primary breadwinner.
  • Life Insurance can pay unpaid medical expenses.
  • Often people have debt when it comes to end of life issues. Life insurance can provide the funds to pay off debt if needed.
  • Life insurance can help with funeral expenses and other end-of-life expenses.
  • You can also use life insurance toward charitable contributions in your loved one’s name.
  • The estate may have taxes owed, and life insurance can be a positive solution.

Leap / Carpenter / Kemps Insurance Agency can provide you with a quote for life insurance, home, auto, and business insurance.  We are a locally owned independent insurance agency providing services to all of California.