How to Pick a Home Security System

Melissa Matzenbacher-Galan | Aug 24, 2022 | minute read

how-to-pick-a-home-security-systemAre you considering a home security system? The benefits of home security cameras are obvious. You should have a security system in place as it can do everything from stopping break-ins to contacting emergency services on your behalf.

But with so many different options on the market, choosing the right system can be frustrating.

Here are three reasons to get a home security system and essentials to consider when selecting a home security system.

Benefits Of a Home Security System

Lowers home insurance costs. You may have to pay a monthly service charge for your security system but installing one can result in up to a 20 percent reduction in your homeowner’s insurance. That makes an alarm system a good deal, especially when combined with rapid access to law enforcement and emergency personnel.

Deters crime. Recent studies by the FBI confirm that having a home security system reduces home burglaries.

Provides peace of mind. Your family will have an additional layer of security if you install a security system. Overall, a home security system gives you peace of mind knowing that your family and home are protect and secure, whether you are at home or away.

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How To Select a Home Security System That’s Right for You and Your Family

There are three primary categories of security system packages on the market today: home automation, security hardware, and environmental monitoring. Ask yourself what you want to protect before deciding on a certain sort of home security system. Do you want monitors to spot leaky pipes or a nanny cam for the kids? Security systems do more than only deter burglars from breaking into your house.

Additionally, they may let you speak with your children when they return from school and let you know when that Amazon delivery was delivered. What you intend to do with your system will determine the best equipment bundle and features for you.

Common Home Security Features

Here are the critical things to consider before you purchase your home security system.

  • Basic security- door window sensors
  • Motion sensors
  • Fire and smoke alarms
  • Professional monitoring
  • Video doorbell
  • Carbon monoxide detectors
  • Water or flood sensors
  • Outside and internal cameras
  • Remote monitoring
  • Remote controlled lighting
  • Smart home integration

Do-It-Yourself or Professional Installation?

Today it is straightforward to install a high-quality system yourself. Although hiring a professional installer can result in high installation costs, you won’t have to do any of the labor. Companies that provide home security send a certified expert to your house for a consultation. On the other hand, a DIY system is pre-programmed and delivered right to your door. These systems might not be as feature rich as those that are professionally set up.

Consider Monitoring Companies

For roughly $20 to $50 per month, central-system monitoring will alert the alarm company that an emergency has occurred. The business can then call the police or fire department. However, you might not need monitoring as part of your home security system, especially if your house is typically occupied or if your neighbors will call the police or fire if the alarm is sounding.

Benefits Of a Home Security System

Home Security Costs

It can be easy to prioritize price, but if you hunt for the proper equipment first, the right price will eventually show up. Budget-friendly home security systems are available, but you shouldn’t sacrifice safety in the process.

Prices are essentially broken down into a collection of one-time and ongoing costs when looking at your budget. Most security systems charge a one-time fee for the equipment and a monthly fee for monitoring. You may monitor your house with devices like Nest Secure that don’t require a monthly charge, but the initial investment is higher.

Determine The Network

Of course, a network of connected devices is necessary for every home security system for it to work. Home security systems use wired or wireless networks.

In areas with spotty or nonexistent internet service, wired networks are the more dependable choice. They need a dedicated phone connection and a radio frequency, and they need to be professionally installed because they need a landline connection to transfer data.

Every day, more and more people use wireless networks. They are prepared to go with just a Wi-Fi or cellular connection. They arrive as fully assembled systems and don’t need to be professionally installed. However, to set up and manage the different devices that are part of the bundle, you typically need to download a smartphone app.

In Summary

Choosing the ideal security system is crucial to provide your house with the necessary protection. At the same time, your needs and budget will play a big role in determining the most acceptable home security system.

Do some research before you buy a home security system. To decide what design you need, consider the variations in system types and some extra features—spending money on extras that are unnecessary.

Finally, remember that everyone has a right to protect their family, home, and possessions, and all that’s left to do is get a home security system.

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After family, the roof over your head and the wheels that get you where you’re going are among the more important possessions in your life. Whether you live in a house, condo or mobile home, and whether you drive a car, truck or motorcycle, Leap | Carpenter | Kemps Insurance Agency will get you the policies you need.

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About The Author

Melissa specializes in auto insurance, flood insurance, homeowners insurance, special event insurance, renters insurance, and watercraft insurance. She prides herself on knowing our markets inside and out.

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