Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.


Stop Bidding Out Your Business Insurance

Hire A Qualified Independent Agent Most business owners don’t look forward to bidding out their commercial insurance. There are many good reasons why; you are not an insurance expert, it takes time, and agents tend to sell more than educate. Then once you have all the quotes, it is almost impossible to tell how they are different without reading each policy. Bidding Your Insurance May... Read Article

Two New Areas Of Employment Litigation

Whether you are a large corporation or a small business, the employer/employee relationship has changed. In today’s world, employers can no longer assume all employment relationships will go smoothly. Employment claims can be distracting and emotional for business owners. They may feel betrayed by employees they've known and trusted. Finding a suitable Employment Practices Liability Insurance (EPLI) program has become one of the single most... Read Article

The Top Commercial Insurance Myths

There are many insurance myths floating around, and most of them have been around for years. We want to respond to these myths with clear information, so that you can make educated decisions about your insurance purchases. Commercial Insurance Myths “Having two agents is better because they keep each other competitive.” Having two agents duplicates effort and can create coverage gaps and/or duplications. For example,... Read Article

How To Protect My Business From Being Sued By My Employees

California Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. California has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. In California employers have a 40% chance of being sued by an employee according to the latest statistics by... Read Article

Where Do I Get The Best Advice Regarding My Commercial Insurance Business Needs?

Commercial Insurance The world is changing, and we understand the issues your business faces every day. There is constant competition for your customers, there are challenges in attracting and retaining top employees, and your cost of goods keeps going up. Part of your planning should include an annual commercial insurance review. Your business changes, and so do your exposures. Here are some of the major... Read Article

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