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If you own a restaurant in California, it will be important to have the proper restaurant insurance to keep your restaurant open should the unthinkable happen. If your restaurant, bakery, catering service, or tavern is going to have staying power, you have to build a plan for managing potential risks and pitfalls, and that plan includes restaurant insurance.
Restaurants have a unique set of problems that are different from other businesses. Not only do restaurant owners need general liability insurance and workers’ compensation insurance, they must also have property coverage, food contamination coverage, employment practices liability insurance, liquor liability coverage, loss of income, and food spoilage coverage.
Good liability risk management can reduce the chances that your business will be sued, but it can never eliminate the risk entirely. You, or a member of your organization, can make a mistake that injures someone or damages property. Your mistake could harm the reputation of, or interfere with the privacy of, a customer, client, competitor, or member of the public. When such injuries occur, you may be legally liable to pay damages to someone who suffers a loss due to your actions or inaction.
Today’s restaurant environment is more complex than ever and you want to know you’re covered for the unexpected occurrence with insurance specific to the unique needs of restaurants and bars. In order to bring the very best options and most competitive pricing to our customers, Leap/Carpenter/Kemps.
Similar to legal malpractice suits, uncovered medi...
You get all the benefits and advantages of being a...
Natural disasters and crimes can impact a business...
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
CA License Number 0646081 | Licensed to do business in California, Arizona, Hawaii, Idaho, Montana, Nevada, North Carolina, Oklahoma, Oregon, Virginia, West Virginia and Washington.
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Merced Office
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Additional Contacts
Toll Free: (800) 221-0864
Fax: (209) 384-0401