We will do all the heavy lifting for you. All you need to do is have your information ready to give to your agent. This may be information you already have at your fingertips, or information that is listed on your current personal insurance policies. Then, we will do all the rest for you.
Now if you were going to try to apply for insurance online, the process is much more complex. Not only would you have to know what information you need, but also how and where to use it to obtain the most competitive personal insurance products.
We understand how the different personal insurance products are designed to work for you. We offer a complete range of personal insurance products designed to meet your specific needs. Each of these products can be purchased separately, or in some cases can be combined based on your needs.
Auto Insurance - to protect your personally owned vehicles.
Flood Insurance - protects your home from floods.
ATV Insurance - provides coverage for off-road vehicles.
Boat and Marine Insurance - Insures your watercraft for liability and hull damage.
Collector Car Insurance - older collector cars require special insurance.
Condominium Insurance - protects your investment and personal property.
Earthquake Insurance - covers loss due to an earthquake.
Homeowners Insurance - provides coverage for your home and personal property.
Mobile (Manufactured) Home Insurance - coverage designed for manufactured homes.
Motorcycle Insurance - similar to auto insurance but for motorcycles.
Personal Umbrella Insurance - provides added limits above your primary liability coverage.
Rental Property Insurance - coverage designed for vacation rentals or other rental income property.
Renters Insurance - for people who rent but still need liability insurance and coverage for personal property.
Use an independent agent. An independent agent has a number of advantages going for them. Find an agent who has experience with the kind of insurance you need. Your agent should be licensed and have an office you can visit if needed.
Benefits of Independent Agents:
Be honest concerning your personal information – Agents are held to strict confidentially standards. We will never share your personal information with anyone with your permission.
There will be some necessary information needed for your agent to provide options for you. This information will vary based on the kind of personal insurance products you desire. Here are some of the types of information you may need to provide:
Homeowners Insurance
Life Insurance
Auto Insurance
Remember, knowledge is power. Therefore, the more information your agent has the better pricing and coverage they will provide for you.
Your agent will review the top quotes and provide you the best ones based on your needs, pricing, and coverage.
Your agent will review the options, including items like payment options, deductible options, limits, specific coverage enhancement, or limitations in the coverage. Your agent may also provide other kinds of coverage like flood or earthquake insurance.
Once you have made your decision, your agent should provide the necessary information for you to make a payment, proof of insurance issued to the right parties, auto ID cards, and finally the policy.
Finding competitive personal insurance is not difficult, and our agency is ready to help you find whatever kind of insurance you may need. We are local, licensed, and will always place your needs first. Give us a call to find out how we can provide you with the best combination of coverage price, and services.