Technology has improved many aspects of our daily life. Now technology has been added to many new vehicles, which makes driving safer. As you consider your next vehicle purchase, consider the safety features that these vehicles offer.
Auto insurance is designed to protect your assets from accidents and damages from covered losses. It is important to have an independent agent review your needs and create a personal auto policy that is designed specifically for your family. Our auto insurance, and the new safety technology in today's vehicles, is a great combination.
There are several parts to a standard auto insurance policy.
Your auto insurance premiums are determined by a number of factors including:
The best way to purchase auto insurance is to use an independent agent like us. We have access to many good insurance companies that offer very competitive rates. We will shop the market and bring you the best possible combination of coverage, price, and service. Auto insurance is required in the State of California. We understand how to get competitive auto insurance premiums for our clients. We do it every day.
Auto insurance companies have access to your DMV records so it pays to be honest regarding your driving record. Always provide complete and accurate information to us and/or the insurance company. The insurance company can cancel your coverage if you misrepresented facts during the application process.
The answer to that questions is yes. There are many things you can do to help reduce your auto insurance premiums. These things could include increasing your deductible, being a safe driver, considering all discounts available from each insurance company, dropping certain coverage on older vehicles, considering the safety features of the vehicle before you buy, if you have teen drivers making sure they get good grades, reviewing your coverage to make sure you have what you need, and dropping coverage you don't need. Some auto insurance companies are now offering pay as you go premiums. Basically, you pay per mile you drive, and there is a device placed in your vehicle that tracks mileage and reports it to the insurer.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
CA License Number 0646081 | Licensed to do business in California, Arizona, Hawaii, Idaho, Montana, Nevada, North Carolina, Oklahoma, Oregon, Virginia, West Virginia and Washington.
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Merced Office
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Additional Contacts
Toll Free: (800) 221-0864
Fax: (209) 384-0401