There is no question that healthcare costs are one of the largest expenses an employer has. Employers are looking for ways to keep the escalating healthcare premiums in check, and employees are looking for healthcare options. Having a comprehensive healthcare program can be one of the best ways to retain and attract the best employees. That is why it is important to have a communication plan in place and make sure all employees know and understand your commitment to their health.
A recent study by a major health insurer,MetLife, found that:
54% of employees claim they need more help understanding how their benefits work
40% of employees say having a wide selection of benefits would make them feel more loyal to their employer
Keys to Healthcare Communication
Offer quarterly healthcare 101 classes during a lunch hour. Bring in your agent or healthcare provider to explain benefits.
Educate employees about the different plan options available to them.
Create monthly healthcare email updates.
Ask your employees what is important to them; then provide information they care about.
Do not wait until open enrollment to address healthcare.
Suggested topics can include:
Out of pocket expenses
Cost of healthcare to employer
Flexible spending accounts
Employer responsibilities and employee responsibilities
Explore voluntary benefits to help employees have other options
Leap / Carpenter / Kemps Insurance Agency has the area’s largest and most experienced employee benefits department with access to more plans and more options for employers, including some that are exclusive to Leap / Carpenter / Kemps.
LCK Insurance Agency is one of California's most prominent independent insurance agencies. They offer commercial business insurance, employee benefits, life & health insurance, and personal insurance.
Need more Specific Advice?
Tell us about your exposures, and we'll write an article about how we would mitigate your risk.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
CA License Number 0646081 | Licensed to do business in California, Arizona, Hawaii, Idaho, Montana, Nevada, North Carolina, Oklahoma, Oregon, Virginia, West Virginia and Washington.