The Top 10 Benefits Employees Want Most

Donna Nichols | Jun 15, 2022 | minute read

the-top-10-benefits-employees-want-mostEnsuring employee health and happiness is not just good for your employees. Research has shown employees who feel taken care of and happy at work are 13%  more productive. It is good for your business.

Not to mention, happy and healthy employees are more likely to stay with your company. If you want to keep your employees happy and healthy, make sure you offer a range of employee group benefits that are important to them. This post lists the top 10 benefits that employees want most.

The Top 10 Benefits to Offer Employees

Employee Benefits are a top priority for many employees. You need to have an excellent benefits package to keep your best employees. Must-have benefits include paid time off, flexible spending accounts, paid family leave, healthcare benefits, student loan assistance, etc. You can also make all your employees happy with life insurance, health savings accounts, and dental insurance.


1. Paid Time Off

Paid time off is a crucial employee benefit to help employees achieve work-life balance. A tax-free benefit of up to 20 working days per year and paid time off helps employees create a healthy work-life balance and avoid burnout.

Paid time off is usually offered as paid vacation or paid personal time off. With paid time off, employees get the time off they need to recharge, and employers get the productivity they need from their employees.

2. Flexible Spending Accounts

This benefit allows employees to save pre-tax money to use for various expenses. They can use this money to pay for qualified medical and dental expenses, dependent care expenses, and tuition costs.

Free eBook: The Ultimate Guide to Employee Benefits Programs


3.Paid Family Leave

Employers can provide paid time off for employees who need time to care for their parents, spouses, children, and other family members. Employers are required by law to provide Paid Family Leave.

4. Healthcare Benefits

This program is designed to make healthcare more affordable for employees and their families. Healthcare benefits are imperative for employees to access affordable medical care and keep their financial plans on track. 


5. Student Loan Assistance

Student loans frequently burden young professionals who recently graduated and are struggling financially. Providing a student loan assistance program for employees preparing for college, repaying student loans, or attending post-graduate school can alleviate their stress.

6. Life Insurance

life insurance policy provides coverage for the insured's life, typically up to a certain age or term, or for a set benefit. It is an essential part of an Employee Benefits package because it is a way to make employees feel secure about their future by providing them with a financial safety net.

7. Health Savings Account

A health savings account (HSA) can help employees get the most out of their retirement plans. It is a type of individual retirement account available through employers. The HSA works like a Roth IRA, but employee contributions go straight to your HSA, and they do not pay taxes on the money.

Employees can use the money in the HSA to pay for qualified medical expenses at any time, including when they are older. However, they will not be able to withdraw the money from the HSA until age 65 and after being retired for at least five years. Employees that contribute more to the HSA enjoy tax-exempt growth.

8. Dental Insurance

Dental insurance can benefit employees and employers in many ways. It might not seem like a big deal for employees to have dental insurance, but it provides peace of mind. It also protects people who might be afraid to show up to work with a bad tooth. Dental insurance also helps reduce employers' costs by providing a benefit that is not a tax-deductible expense.

9. Disability Insurance

With disability insurance, you can protect your employees' finances if they cannot work due to a disability, illness, or injury. The policy pays a monthly benefit to help pay for the expenses associated with an employee's disability.

Short-term and long-term are two types of disability coverage employers should offer. Disability insurance can be purchased on its own or with other types of coverage, such as life insurance. When an employee is offered disability insurance, it can improve the employee's work-life balance and the employer's bottom line.

10. Vision Insurance

Vision insurance can help employees cover the cost of eye exams, prescription lenses, eyeglasses, and other services necessary to keep their eyes healthy.

Free eBook: The Ultimate Guide to Employee Benefits Programs

Leap | Carpenter | Kemps Insurance Agency Can Help You Meet Your Employee Benefit Needs

Employee Benefits packages can serve as one of your most valuable recruitment and retention tools. It is vital to ensure your benefits package is competitive and provides your employees with the security they need to be happy.

Employee Benefits at LCK Insurance are designed to help your employees relax in a financial emergency. Benefits include disability insurance, life insurance, health savings account, dental insurance, and vision insurance, to name a few.

Contact us today to discover more about Employee Benefits for your business.

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About The Author

Since 2005, Donna has been a Life & Health Benefits Advisor with Leap | Carpenter | Kemps Insurance Agency, where she uses her three decades of insurance experience and knowledge to ensure her clients get the best policies for their budget.

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