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In 2020, there were 2.6 million nonfatal workplace injuries reported, according to the US Bureau of Labor Statistics (COVID adjusted). Businesses in a range of industries are unable to provide light- or modified-duty accommodations, forcing injured workers to spend days, weeks, or even months at home recovering.
This extended time away from work can have severe consequences for both the employee (in terms of financial and emotional hardship) and the employer (in terms of increased claim costs and workers’ compensation premiums).
Furthermore, the United States Census Bureau and Bureau of Labor Statistics have estimated that the cost of absenteeism is more than $40 billion per year. Return-to-work (RTW) or Modified Duty (MD) programs can make it easier for an employee to return to work while recovering from a work-related injury.
Employers who implement a light-duty program for employees with work-related injuries might want to consider doing the same for employees who have been sick or have impairments that aren’t relevant to their jobs.
Employers must take proactive steps to help injured workers return to work more quickly by implementing an effective return-to-work (RTW) - (MD) program while also minimizing the impact of injuries on their balance sheet.
According to government statistics, if an injured worker is off the job for more than six months, their possibilities of returning to work are drastically reduced. As a result, a Modified Duty Return-to-Work program should start as soon as possible and provide adequate physical, behavioral, and vocational tasks until the worker can return to full duty.
According to the United States Equal Employment Opportunity Commission, light-duty refers to “temporary or permanent work that is physically or mentally less rigorous than standard job duties.” Employers can offer light-duty assignments to disabled employees who are unable to execute their vital functions, easing their return to a full-time schedule.
Of course, the activities available will vary depending on the medical limits of the worker and the demands of the company.
Return to Work (RTW) programs rely heavily on light duty assignments. They provide flexible accommodations for injured workers or ill on the job. These modified duties are usually less rigorous, permitting injured workers to continue working while they recover.
Even if an injured worker is returned to work at a lower-paying job, the indemnity benefit is lowered by the amount of wage the employee earns while on modified duty. Distinct states, of course, offer different laws when it comes to modified duty. In general, most states operate in the manner stated above.
Light duty assignments and employer duties are addressed directly in a number of state and federal legislation, including OSHA, the Americans with Disabilities Act (ADA), and the Family and Medical Leave Act (FMLA).
Because the workers' compensation system is both vast and complex, developing proactive support programs that tick all the boxes can be difficult. That is why it is important to work with an experienced broker who can help design and manage these kinds of programs.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Baños, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton. Contact us today.
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Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
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3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
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