Most business owners don’t look forward to bidding out their commercial insurance. There are many good reasons why -- you are not an insurance expert, it takes time, and agents tend to sell more than educate. Then once you have all the quotes, it is almost impossible to tell how they are different without reading each policy.
Many businesses have found that the most effective way to get the best business insurance is to hire a qualified agent, then let him or her market your insurance. As a result of substantial consolidation in the insurance industry, there are fewer insurers who write commercial policies.
Ask The Agent Questions Regarding Services Offered. Here Are Few Ideas:
The best thing you can do for your business, or family, is to select an experienced agent who is committed to developing a personal relationship with you and finding you the best options based on your needs. Remember, not all insurance policies are equal. What goes into the policy will determine how claims are settled? You are not buying a product you are managing your risk. Remember, Insurance is not a product, it's a promise and a trusted relationship.