Summer time is the time to enjoy the great California outdoors with family and friends. Many California homeowners have pools or hot hubs. Your homeowners Insurance through Leap / Carpenter / Kemps Insurance can provide insurance coverage for damage to your pool and for liability claims as well.

Have Rules and Share Them With Family and Friends

• Keep toys away from the pool when the pool is not in use.
• No tricycles or other riding toys at poolside.
• No electrical appliances near the pool.
• No diving in a pool that is not deep enough to accommodate diving.
• No running on the pool deck.

Consider a Pool Fence

• There a number of good companies and products to consider. Contact your pool maintenance company.
• A fence should be at least 4 feet high and have no footholds or handholds that could allow a child climb it.
• Have no more than 4 inches between vertical slats.

Other Things to Consider

• Invest in a sturdy pool cover for times when the swimming pool isn't in use.
• Check the pool's drain and suction covers. If they are missing or broken, repair them immediately and keep everyone out of the pool.
• Don't allow anyone who has been drinking alcohol to swim in the pool.
• Don’t allow glass bottles or other potential hazards into the pool area.
• Keep life-saving flotation devices and a pool hook nearby.
• A clean pool can help prevent the spread of Illness.
• Don’t allow glass bottles or other potential hazards into the pool area.
• Have adequate night lights around the pool.
• Never leave small children unsupervised in or around the pool.
• Be sure all pool users know how to swim.

Choosing the proper coverage and determining the replacement values are very important factors to designing the best homeowner’s policy for you and your family. We guide you through the process of gathering all the information needed and we file all the certificates and proof of insurance required by your lender. We offer free, comparative quotes on homeowners insurance from multiple insurance carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote to find out.