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Imagine going to work as you normally do, sitting down at your desk, drinking your coffee, tackling some of the paperwork that you’ve got stacked up. You joke intermittently with your coworkers and make lunch plans. And just as your quiet morning was getting started, your world is shattered.
When it happens, it happens fast. The average active shooter incident lasts for a matter of minutes. In almost half of all cases, the shooter has accomplished what he set out to do even before the police arrive.
Active shooters can storm a business and or injure countless employees in a matter of minutes. Just last year, a woman opened fire at YouTube headquarters in Northern California, sending three people to the hospital before ending her own life.
Stories like this are becoming all too common in the nightly news, and active shooters in businesses are no longer an uncommon occurrence. In 2018, 60% of active shooter incidents occurred in businesses.
The uplift in workplace shootings makes it all the more important that your business has an active shooter preparedness plan in place. And if it does, you’ll be thankful that you made sure your company has insurance in place to cover the damages.
With active shooter events on the rise, the steps you take now could help limit the number of casualties or injuries your business may experience. The Department of Homeland Security (DHS) has a comprehensive guide about how to prepare for such an event. DHS recommends the following:
The damages caused by an active shooter can be devastating. Unfortunately, your existing insurance coverage may not be enough to cover those damages. General Liability policies, many of which were written before active shooters became such a pertinent issue, may even explicitly exclude gun violence from the policy.
With Active Shooter Insurance, you don’t have to worry about whether you’ll be covered. Your active shooter insurance can step in to help with all of the following in the event disaster strikes:
Leap | Carpenter | Kemps Insurance Agency understands that tragedy can strike in unexpected ways. As an agency, we’re here to protect your business and employees if anything--even something as unspeakable as an active shooter event--happens at your company. Contact us today to see how we can help you.
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Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
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Merced Office
3187 Collins Drive
Merced, CA 95348
Phone: (209) 384-0727
Additional Contacts
Toll Free: (800) 221-0864
Fax: (209) 384-0401