From Our Blog

We work hard to be the most helpful insurance agency possible. In addition to providing personalized service, we share the latest insurance news and our knowledge with you through the dozens of relevant articles on our blogs.

6 Things Business Owners and Property Managers Should Consider Before Hiring a Contractor

Nov 3, 2017 11:36:29 AM / by Leap | Carpenter | Kemps Insurance Agency

Finding the right contractor to perform quality work on time can be a challenge for many California property managers or business owners. It may also be a good idea to contact the Better Business Bureau for more information. Before you hire a contractor, make the following check list part of your decision process. Remember, your business insurance will not cover the liability from a contractor’s negligence.

  • Have a clear scope of work. This will allow the contractor to better understand your requirements
  • Get more than one bid. However, don't necessarily jump at the lowest bid.  Our surveys have shown that people who hired the lowest bidder generally got poorer work.
  • Do not rush the process. It might be good to meet with the contractor a number of times to make sure they are a good fit.
  • Be cautious about getting big discounts on materials. Sometimes this can lead to poorer quality materials.
  • If a contractor offers a discount, be careful; they may be cutting corners. It may be better to offer an incentive if the project comes in on budget and on time.
  • It is common for a contractor to ask for 10% up front, but be careful. While some projects require a large initial payment to cover a deposit for products like cabinets or special-order ceramic tile, this doesn’t apply to commodity materials like roofing and lumber, which a legitimate contractor will usually purchase on account with at least 30 days to pay.

Without a doubt, this is a tough market. And when times are tough, you need the best. You need Leap / Carpenter / Kemps Insurance Agency. As Merced County’s largest locally owned agency, Leap / Carpenter / Kemps has access to policies that other agencies just can’t write.


subscribe to our blog