About Us

Strong Roots

Merced Insurance AgencyEd Leap understood that the most important element in establishing a successful insurance agency was that of trust. When Ed founded the company in 1947, he was a well-respected and decorated World War II veteran. Many of the relationships that he established in those early years are still intact today, passed down from family member to family member and through successive generations of business leaders.

Steady Growth

The company built on Ed’s early success, and once Bob Carpenter and Mike Kemps joined the team (in 1971 and 1981 respectively), the agency took on its current identity as Leap/Carpenter/Kemps Insurance Agency. Today, with the addition of owners, Mike Carpenter and Bob Salles, Shawn Dwyer and Dave Cribb,  Leap/Carpenter/Kemps continues the tradition of customer service and integrity that was established by Ed Leap over a half century ago.

Buying Power

In order to bring the very best options and most competitive pricing to our customers, Leap/Carpenter/Kemps helped to establish Sierra Gateway Insurance Services in 1991. This entity provides your Leap/Carpenter/Kemps agent with a wealth of marketing options that smaller agencies just cannot access – options that in many cases match and exceed those of the largest national agencies.

Personal Service

Unlike those large national agencies, your Leap/Carpenter/Kemps agent is very local and very accessible. In fact, if you ask our long time customers what makes Leap/Carpenter/Kemps special (beyond the extremely competitive rates that we can offer), it’s the personal relationship that our customers have with our staff. We understand that finding just the right insurance coverages necessary involves our taking the time to know you and your unique circumstances. And the longer that we work together, the better we understand you, and the better job we can do for you over time.

Community InvolvedMerced Insurance Agency

We also understand that our business is only as strong as the communities that we serve. You will often see our staff involved in civic organizations, service clubs, charitable causes, business advocacy and community development efforts. We consciously recruit individuals who want to give back to their communities, and then we actively support the involvement of our employees who volunteer for these important responsibilities.

Experience the Difference

If you are not currently a Leap/Carpenter/Kemps customer, we invite you to talk to one of your many neighbors who are, to see if it might be time for you to change the way that you buy insurance. Give us a call, or use the Insurance Quotes box on the right. Let us provide you with a free analysis of your insurance coverage to help you determine if you have the right policies at the right cost. We are here to help!

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Leap / Carpenter / Kemps Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.


Dedicated to Finding You the Best Coverage!