Helping you protect what matters most, in business and in life.

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THE BENEFITS OF AN INDEPENDENT INSURANCE AGENCY

  • SAVINGS
  • LCK-Benefits-Savings
    Working with insurers big and small, general and specialty, gives us leverage to negotiate the best premiums. Securing you the lowest price is as important as securing the right coverage. And annual renewals aren’t a rubber stamp of last year’s policy. We conduct personal reviews every year to ensure you continue to get the best deal.
  • FLEXIBILITY
  • flexibility
    Insurance often needs adjusting as your business or family grows and changes through the months and years. We are right beside you along every step of your journey. This includes navigating through the sea of insurance options and delivering the right coverage to you, whether it’s increased Workers’ Compensation or insuring that new home or car.
  • Options
  • LCK-Benefits-MultipleQuotes
    As an independent agency working with hundreds of trusted insurance providers with significant financial capital, we can provide you with multiple quotes from numerous providers. Our commitment is to you — not to any particular insurer or to achieve a specific sales quota.
  • SIMPLICITY
  • LCK-Benefits-Simplicity
    We skip the industry jargon and explain your insurance options in understandable terms so you know exactly what you’re paying for. We won’t tack on any unnecessary coverage, and we’ll let you know immediately if your insurance carrier makes a change that affects your policy.

    COMMUNITY INVOLVEMENT

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    Customer Reviews

    5 Stars
    “Leap, Carpenter, Kemps is the place to get insurance. They have handled my personal and business insurance for years. Their outstanding customer service and competitive pricing keeps me renewing with them.”

    Ric K. - Merced, CA

    5 Stars
    Donna Nichols, their health/life rep, is amazing! She has been in the business for a long time and is a lovely, honest person. If you need help choosing health or life insurance (your your self or business), she's the best!

    Ashley C. - Hilmar, CA

    5 Stars
    I certainly appreciated the personalized attention that is hard to find these days. Donna has always gone out of her way to make sure that we had all of the information we needed to make educated and informed decisions. Thank you!

    Maureen Flanders - Ripon, CA

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