Natural disasters are part of the price we all pay for living in the west. We all appreciate the good weather, lakes, mountains, and the natural beauty found on the west coast. However, fires, mudslides, floods, and earthquakes are just a few of the natural disasters common to the western states. Earthquakes are especially a concern in many of the western states, and they are almost impossible to predict with 100% accuracy.
Typically, earthquake insurance covers damage to your business, and your personal property. Most policies also cover costs incurred to minimize further damage after the earthquake, plus costs for additional expenses. Deductibles are generally 10-15% of the insured amount.
Earthquake insurance can insure
- Business Personal Property
- Loss of Business Income
- Earthquake Sprinkler Leakage
- Betterment or Repairs Required by Local Ordinance Or Law
At Leap/Carpenter/Kemps, Merced County’s largest locally-owned agency, we have an experienced staff of professionals who understand that each business is unique and that the one-size-fits-all approach just doesn’t work. Our agents have access to more carriers and more plans, and that means that they have more options to create the best possible combination of coverage to minimize your risks and lower your costs.