Year: 2017

Children In College Changes Your Risk

A Personal Insurance Update By now, your college-aged kids are in school doing who knows what.  Sending a child to college requires making many decisions, but one decision you do not want to put off is reviewing your personal insurance.  The reason is that with a child in college your risk has changed and you may need to adjust your personal insurance program. Is Your... Read Article

Don’t Get Tricked By Halloween

A Homeowners Insurance Update Your homeowners insurance covers many different kinds of risks including vandalism caused by trick-or-treaters.  Now may be a good time to have a free home insurance review. In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are active on Halloween night... Read Article

How to Get the Best Rates on California Life Insurance

If you are shopping for life insurance there are a number of things you can do to help us get you the best rate.  Life insurance companies look at a number of factors regarding your health before they offer you their best rate.  Here are some of the factors: Current health - There is not a lot you can do if you have had an... Read Article

Disability Insurance Offers Help When You Need It Most

If you and your loved ones depend on your salary for financial support, then you probably need disability income insurance. Think about it, if you were to become disabled, even for a few months, how would you and your family manage? Disabling illness or injury is one of the leading causes of personal bankruptcy in the United States. Just like any other form of insurance,... Read Article

California Workers’ Compensation Who Needs It?

If your company has employees, you are required to buy workers’ compensation insurance. Some states do allow people to opt out of the system if they can prove financial responsibility, but that is only in two or three states in the entire country. If you have employees, you are most likely required to carry workers’ compensation. One question we often get asked is, what is... Read Article


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